Commercial Loan Application · EquityNest Capital

Step 1 of 10

About you

Who we will be working with. Ten seconds.

First name

Last name

Email

Phone

Best time to reach you

Mornings, after 6pm, whatever suits

Step 2 of 10

A little more about you

Lenders ask for these on a commercial file. You can skip anything you would rather give us on the phone.

Citizenship status

Date of birth

Social Security number

Optional. Encrypted as soon as you send it, and only your loan officer can see the full number. You can give it to us later instead.

Step 3 of 10

The borrowing entity

These loans are made to a business, not to you personally. If the entity does not exist yet, say so - it is not a problem.

How will title be held?

Entity legal name

State of formation

EIN

Leave blank if not formed yet

Date formed

Step 4 of 10

The property

What we would be lending against.

Property type

Street address

City

State

Zip

Total units

Occupied units

Year built

Step 5 of 10

The loan you want

Rough numbers are fine. We will sharpen them together.

Purchase or refinance?

Requested loan amount

$

Purchase price

$

As-is property value

$

After repair value

$

Rehab budget

$

Target closing date

Step 6 of 10

Property income and existing debt

Skip anything you do not have to hand. Nothing here is required.

Current gross rent (annual)

$

Projected stabilized rent (annual)

$

Operating expenses (annual)

$

Taxes and insurance (monthly)

$

Existing loan balance

$

Current interest rate

%

Current lender

Loan maturity date

Step 7 of 10

Sponsor strength

This is the part that decides your pricing, so it is worth a minute.

Estimated credit score

Liquid reserves

$

Type of reserves

Checking, brokerage, retirement

Net worth

$

Investment properties owned

Experience summary

Deals done, years investing, what you have taken from start to finish

Business plan and exit strategy

How the loan gets repaid - sale, refinance, or hold

Step 8 of 10

Certifications

Required, and the reason we can lend on business terms.

Is this loan for business or investment purposes only?

Will any owner occupy the property?

Do you authorize EquityNest Capital to review your credit?

Text message consent

Type your full legal name as your electronic signature

Date

Step 9 of 10

Documents

Only what you already have. Check the boxes and we will send a secure upload link - do not email anything sensitive.

Anything else you can send, or questions about documents

Step 10 of 10

Check it over

Everything you have told us. Go back and change anything that is not right.

Let’s talk about your project.

About you

A little more about you

The borrowing entity

The property

The loan you want

Property income and existing debt

Sponsor strength

Certifications

Documents

Check it over

Thank you. We have it.